【扫盲贴】EIDL_Advance（上次每人1000美金） 和 PPP 是两个福利

lianmengwa

有很多人找我申请PPP , 跟我说，他已经申请过了，拿了1000（2000）美金，
我问他是哪个银行的PPP, 他说不知道，那么大概率，你拿的根本不是PPP,而是 EIDL-Advance。


EIDL-Advance 和 PPP 都是SBA的项目，但是两个不同项目：
EIDL-Advance 是补助，直接就是免还，不需要任何操作！
ppp是贷款，是免还，免税的贷款，免还需要豁免操作，豁免有一些条件，找我们公司申请的不需要考虑任何条件，我们一条龙全部搞定！


前几天我说的 “必须收到邮件才能申请的” 是EIDL-Advance, EIDL-Advance最高可以拿一万（现在最新是可以拿1.5万）美金。 这个已经提交了，没有回信不要着急，耐心等待SBA回复就可以了，这个钱，是SBA直接给你的，直接打到你的账户上，不需要经过第三方！


而PPP, 则是一个贷款，需要跟银行申请，任意一家银行，都可以做，你贷款的利息是1%，5年还清，但是，如果你在20周之后，的某个节点，提交豁免申请（我们公司完全搞定！）那么你这个钱，就不需要还了，银行还是要赚钱的，那么这个钱谁还呢？答案是SBA！也就是说SBA不直接给你钱，你去银行贷款，然后SBA帮你还清！是这个意思！


综上！总结一下，
1. 所有你说以前拿过 1000 或者2000的，都不是PPP，都不是PPP, 都不是PPP，重要的事说三遍！
2. 之所以很多人以为自己拿的是PPP,是因为有些人在申请的时候，会计师懒得跟你解释申请的是什么，所以你问是不是PPP, 就跟你说是，这种情况很多！
3. PPP 和 EIDL - Advance是可以同时申请的，你提交了EIDL-Advance，也不影响PPP的申请！因为他们是两个项目！

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